MEET MICHAEL
Michael T. Fenwick
From delivering mail... to helping thousands deliver on their potential.
I’m not here to impress you. I’m here to empower you. This is where the story begins.
My Journey
I started out as a U.S. postal worker — waking up early, grinding through long shifts, and doing what I had to do to provide. I never imagined I’d one day be a business owner, let alone a coach helping others transform their lives.
I hit rock bottom with my own credit and finances. That pain became my catalyst. I studied everything — credit systems, laws, funding strategies — and rebuilt my life from the ground up.
Today, I coach clients across the country — from first-time entrepreneurs to seasoned CEOs — helping them fix their credit, build wealth, and shift their mindset permanently.
The Turning Points
October 31, 2018 — My Mother Passed
My mother passed away from lung cancer on Halloween. That pain cracked something open in me. Not long after, I started the journey to repair my credit — and eventually, my life.
2019 — Shot My First Credit Commercial
I flew to Miami for my first credit commercial. That moment made it real — I was stepping into something bigger than myself.
2020 — Launched My Credit Business
After fixing my own credit, I knew I couldn’t keep this knowledge to myself. In 2020, I launched my first official business helping others get the same freedom.
My Path
📬 2014 — USPS Mail Carrier
Delivering mail while living paycheck to paycheck — tired, stuck, but determined to find a way out.
📉 2017 — Credit Crisis
Lost access to funding, fell behind on bills. That pain pushed me to study credit and rebuild smarter.
📈 2019 — First Business Launch
Used what I learned to launch my first business — helping friends and family with credit repair.
🎯 2023 — Full-Time Coach
Now I help hundreds of people break free from bad credit, find their purpose, and start building real wealth.
Why I Do This Work
I believe financial freedom isn’t just about credit scores or bank balances — it’s about identity, confidence, and legacy.
I do this because I’ve lived it. Because I know what it feels like to be overlooked, to feel stuck, to want more. And I know what’s possible when someone finally shows you how to break through.
Client Stories
“Before working with Mike, I had no clue how to separate personal and business finances. Within two months, I had my first business credit card and funding options lined up. I finally feel like a real business owner.”
— Jasmine R., Online Boutique Owner
“Mike helped me repair my credit after years of struggle. My score jumped from 580 to 720 in under 90 days. Best part? I just closed on my first home. Life changing.”
— Chris M., First-Time Homebuyer
“As a new entrepreneur, I felt overwhelmed. Mike’s step-by-step coaching helped me form my LLC, get set up with business credit, and build a foundation I’m proud of.”
— Daniel K., Startup Founder
Let’s Write Your Story Next
You’ve heard mine. Now let’s talk about your goals. Book a free call — I’d love to hear what you’re building.
Book Your Free Strategy Call